Mortgage Lender in West Palm Beach, FL
Local mortgage broker serving West Palm Beach homebuyers and investors. FHA, VA, conventional, DSCR, and jumbo loans — we shop 50+ wholesale lenders to find your best rate.
West Palm Beach Mortgage Expert
Your Local Mortgage Broker in West Palm Beach
West Palm Beach is the county seat of Palm Beach County and one of the most dynamic real estate markets in South Florida. From the historic charm of El Cid and Flamingo Park to the revitalized downtown waterfront, the emerging arts district in Northwood, and the luxury condos along the Intracoastal, WPB offers a diverse range of properties and price points that attract first-time buyers, move-up buyers, investors, and retirees alike.
CFGC Loans is a Palm Beach County-based mortgage broker with access to 50+ wholesale lenders. We are not a national call center — we are a local team that understands the WPB market, including the condo eligibility requirements for downtown buildings, the appraisal dynamics in historic neighborhoods, and the investment property opportunities in WPB's strong rental market.
Whether you are a first-time buyer using FHA financing in Northwood, a veteran purchasing with a VA loan in Flamingo Park, an investor acquiring a DSCR rental property downtown, or a luxury buyer in the South End, we have the programs and the lender relationships to close your loan efficiently.
WPB Neighborhoods We Serve
…and all surrounding West Palm Beach communities
50+
Wholesale lenders
Same-day
Pre-approvals available
FHA & VA
First-time buyer specialists
5 States
FL · AL · CO · OH · TN
Loan Programs
Mortgage Programs for West Palm Beach Buyers
From first-time buyers in Northwood to investors building a downtown WPB rental portfolio — we have the right program for your situation.
Why CFGC Loans
Why West Palm Beach Borrowers Choose CFGC Loans
WPB Market Knowledge
We know the condo eligibility requirements, historic district appraisal nuances, and investment property dynamics across West Palm Beach neighborhoods.
50+ Wholesale Lenders
As a broker, we shop your loan across our full lender network to find the most competitive rate and terms for your price point and profile.
FHA & First-Time Buyer Expertise
WPB's diverse price range makes it a strong market for first-time buyers. We specialize in FHA, down payment assistance, and low-down-payment conventional programs.
DSCR for Investors
West Palm Beach's rental market is one of the strongest in PBC. We close DSCR loans for investors building WPB portfolios — no W-2s or tax returns required.
Same-Day Pre-Approvals
Full credit-reviewed pre-approval letters available same-day — essential for competitive offers in WPB historic neighborhoods with limited inventory.
Licensed in FL, AL, CO, OH, TN
NMLS #2547138. Fully licensed and compliant. Verifiable at nmlsconsumeraccess.org.
Common Questions
Mortgage FAQ — West Palm Beach, FL
Ready to Buy or Refinance in West Palm Beach?
Get a free pre-approval or rate quote from a local Palm Beach County mortgage broker. Same-day turnaround for qualified borrowers.
Capital Financial Group Corporation — CFGC Loans. NMLS #2547138. Licensed in Florida, Alabama, Colorado, Ohio, and Tennessee. This is not a commitment to lend. Rates and terms subject to change without notice. All loans subject to credit approval, property appraisal, and underwriting guidelines. www.nmlsconsumeraccess.org