Palm Beach Gardens, FL · Palm Beach County · NMLS #2547138

Mortgage Lender in Palm Beach Gardens, FL

Local mortgage broker serving Palm Beach Gardens homebuyers and investors. Jumbo, conventional, VA, FHA, Non-QM, and DSCR loans — we shop 50+ wholesale lenders to find your best rate.

5-Star Rated
Palm Beach County Based
NMLS #2547138

Palm Beach Gardens Mortgage Expert

Your Local Mortgage Broker in Palm Beach Gardens

Palm Beach Gardens is one of the most desirable addresses in South Florida — home to world-class golf communities, luxury waterfront estates, and master-planned neighborhoods that attract buyers from across the country. With median home prices frequently exceeding $700K and a significant concentration of luxury properties, PBG demands a mortgage broker with deep experience in jumbo financing, Non-QM programs, and HOA-governed community lending.

CFGC Loans is a Palm Beach County-based mortgage broker with direct relationships across 50+ wholesale lenders. We are not a call center — we are a local team that knows the PBG market, the appraisers who work these communities, and the HOA eligibility requirements that can derail a deal if not verified upfront.

Whether you are buying a golf course estate in PGA National, a luxury townhome in Alton, a waterfront property in Frenchman's Creek, or a new construction home in Avenir, we have the programs and the lender relationships to close your loan efficiently.

PBG Communities We Serve

PGA National
Mirasol
Frenchman's Creek
BallenIsles
Alton
Avenir
Paloma
Evergrene
Harbour Oaks
Northlake Communities

…and all surrounding Palm Beach Gardens communities

50+

Wholesale lenders

Same-day

Pre-approvals available

Jumbo

Up to several million

5 States

FL · AL · CO · OH · TN

Why CFGC Loans

Why Palm Beach Gardens Borrowers Choose CFGC Loans

PBG Market Knowledge

We know the HOA rules, condo eligibility requirements, and appraisal dynamics across Palm Beach Gardens communities — from PGA National to Avenir.

50+ Wholesale Lenders

As a broker, we shop your loan across our full lender network to find the most competitive rate and terms for your price point and profile.

Jumbo & Non-QM Expertise

PBG's luxury market demands specialized financing. We handle jumbo loans, bank statement programs, and asset depletion for high-net-worth buyers.

Same-Day Pre-Approvals

Full credit-reviewed pre-approval letters available same-day — essential for competitive offers in a low-inventory market like PBG.

All Loan Types

Conventional, FHA, VA, USDA, jumbo, DSCR, Non-QM, reverse — every purchase and refinance scenario covered.

Licensed in FL, AL, CO, OH, TN

NMLS #2547138. Fully licensed and compliant. Verifiable at nmlsconsumeraccess.org.

Common Questions

Mortgage FAQ — Palm Beach Gardens, FL

Ready to Buy or Refinance in Palm Beach Gardens?

Get a free pre-approval or rate quote from a local Palm Beach County mortgage broker. Same-day turnaround for qualified borrowers.

View all service areas · NMLS #2547138

Capital Financial Group Corporation — CFGC Loans. NMLS #2547138. Licensed in Florida, Alabama, Colorado, Ohio, and Tennessee. This is not a commitment to lend. Rates and terms subject to change without notice. All loans subject to credit approval, property appraisal, and underwriting guidelines. www.nmlsconsumeraccess.org