To ensure a smooth and efficient process, we only request documents after you receive your Loan Estimate and Home Loan Toolkit, and after you provide verbal or written "intent to proceed." Before that, we may ask for preliminary information to evaluate your application. The documents below are commonly requested for a new mortgage loan.
General Requirements
Additional Items by Loan Type
Current mortgage statement
Signed purchase contract, realtor contact information, and condo association contact information (if applicable)
DD Form 214 (Long Form)
Fully executed divorce decree
Two years of signed personal tax returns (including all schedules); if self-employed through a corporation, include two years of corporate returns plus a year-to-date profit & loss statement and balance sheet
Different loan programs (FHA, Conventional, Non-QM, etc.) have varying documentation needs. We'll tailor the list specifically to your situation and chosen program.
Next Step: Let's Talk
Contact us today for a free, no-obligation consultation. I'm here to guide you through every step and help make your homeownership goals a reality.